Frequently Asked Questions

Archive 2023-2024

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Am I Eligible to Enroll in the Student Health Insurance Plan?

Cost Sheets

Online Enrollment

Online Enrollment Guide

Students with a Qualifying Life Event

Opt-Out

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

The Fall waiver deadline ended 01/24/24. The online waiver system can no longer accept new waiver requests.

International student athletes with F-1 student visas are required to have health insurance that covers them while in the United States.  To waive the Student Health Insurance, your private health insurance plan must meet the following requirements:

  1. Medical coverage must be currently active.
  2. No Maximum Dollar Limit.
  3. Provide emergency and non-emergency health care.
  4. Provide patient mental health care benefits.
  5. Imposes a deductible that is not greater than $250 per person per policy year in network and $400 per person per policy year out of network.
  6. Proof of Medical evacuation in the amount of no less than $100,000.
  7. Proof of Repatriation of remains in the amount of no less than $50,000.
  8. Covers pre-existing conditions without a waiting period.
  9. Provides coverage for prescription drugs.
  10. Provides no less than 80% reimbursement of claims in network as well as no less than 70% reimbursement of claims out of network, for both emergency and non-emergency care.
  11. Athletes must have $10,000 I/C Sports coverage.
  12. All documents must be in English and U.S. dollars.

If your private health insurance plan meets the criteria you are eligible to apply for a waiver of the CofC Student Health Insurance Plan. Have the following information ready before you begin your waiver application.

  • Your medical ID card
  • CofC ID number (CWID)
  • Your private health insurance plan benefits summary

Claims

Regulatory Notices

Enhanced Products

Contact

Enrollment Information

Academic HealthPlans, Inc.
PO Box 1605
Colleyville, TX  76034

Benefits/Claims

Wellfleet Group, LLC
PO Box 15369
Suite 100
Springfield, Massachusetts  01115
1 (877) 657-5030
Customer Service

Cigna Dental

This service is not administered by Academic HealthPlans.

VSP Vision

This service is not administered by Academic HealthPlans.

College of Charleston Center for International Education

24/7 In The Moment Counseling

ASAP (Academic Student Assistance Program)

988 Suicide & Crisis Lifeline

Hours: Available 24 hours
Languages: English, Spanish
988
Dial 988 from any phone to be immediately connected